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Paul Hoffman

With over 25 years of experience, Paul manages the residential construction lending team for Banc of California. He maintains strong partnerships with internal retail and Private Banking partners to provide construction lending to their clients. Paul has also developed co-lending partnerships with real estate lending investors like the one he has with Ethan Penner from Mosaic Real Estate Investors.

Ethan Penner


Featured Client

Ethan Penner
Mosaic Real Estate Investors

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“Our clients rely on our expertise in construction lending. Being a specialized product, we take the uncertainty out of residential construction lending and we’re also able to react in a very entrepreneurial way to find solutions on complex transactions.”

- Paul Hoffman

Questions & Answers

What is a Relationship Manager?

A Relationship Manager builds strong partnerships and takes pride in their client. They develop a deep understanding of a client’s business, provide support and apply banking and lending expertise to empower and grow each client’s business. Our success is measured by the success of our clients.

How has the bank helped Ethan grow his business and reach his goals?
“We began with one successful transaction and that led to other opportunities. A great dialogue developed and very quickly we were talking regularly, sharing ideas and looking at transactions together. We developed a strong partnership that has grown Mosaic’s ability to pursue larger transactions for which their business was originally created,” said Paul.

Why did Ethan and Mosaic choose Banc of California over competitors?  
“Ethan is a client of our Private Bank and needed a construction lending partner for Mosaic. Banc of California was the first to consider purchasing a senior interest in a residential construction note. I think this demonstrated a willingness to customize transactions that has led to a strong, like-minded co-lending partnership,” said Paul.